Phones, Banking & Everyday Basics
Getting settled in a new country means figuring out a lot of little things at once. Here are a few basics that can make daily life easier.
Not Sure Where to Start?
Need help choosing a phone plan, opening an account, understanding a bill, or figuring out whether something looks suspicious? Ask us. If we don’t know the answer, we’ll help you find someone who does.
Getting a U.S. Phone NumberPrepaid plans are often easiest when you first arrive because they usually don’t require a contract or U.S. credit history.
Opening a Bank AccountBring your passport, visa documents, student ID, and U.S. address. Ask about monthly fees, ATM fees, and minimum balances.
Debit Cards, Credit Cards & Cash
Debit cards are common. Credit cards can help build U.S. credit, but should be used carefully. Sales tax is usually added at checkout.
A Few Everyday Surprises
Sales tax is usually added at checkout, so the final price may be higher than the price shown on the shelf. Many bills are paid online, and recurring automatic payments are common.
Protect Yourself From Scams
Never send money because someone is threatening or pressuring you. Legitimate government agencies, banks, and employers will not ask for gift-card payments. Never share passwords or verification codes.